one is above the law when it comes to CIE|
part of Continuous Insurance Enforcement (CIE) it is a legal offence to keep a
vehicle without insurance unless you have notified DVLA that your vehicle
is being kept off the road by means of a Statutory Off Road Notice (SORN). More
the MIB website. More
the MID website. More
can I check the insurance status of my car on the MID?
You can check your
vehicle has a valid insurance policy on the Motor Insurance Database by using
their free service at www.askMID.com
insurance status check
What does a MID insurance status check look
the 5 day insurance database update. More
our CIE Information Gateway. More
newsletter "The Road Ahead" from the Motor Insurers' Bureau says
"A lot has happened in the world of Continuous Insurance Enforcement (CIE)
since we launched the process to manage and enforce The Motor Vehicles (Insurance
Requirements) Regulations 2011. Prior to this important legislation change, a
driver had to be seen by the police to be using an uninsured vehicle in order
to be prosecuted for not having motor insurance. The 2011 legislation changed
the motor insurance landscape forever by making it illegal to be the keeper of
an uninsured vehicle.|
40 months have passed since the first Insurance
Advisory Letter (IAL) was posted from MIB in June 2011 and two
IALs have been issued since then. An IAL alerts a motor vehicle keeper that they
appear to be non-compliant against the CIE legislation - that is they have a vehicle
registered in their name that appears to be uninsured.|
CIE has made a
significant impact to the overall reduction in uninsured motoring in the UK. In
the ten years since MIB announced its aim to reduce uninsured motoring by 40%,
MIB has become the champion of the honest motorist and uninsured driving levels
have halved. CIE has played a major part in driving that reduction in the
last three and a half years. The combined efforts of CIE and the tireless hard
work of the UK police in tackling those seen using a vehicle without insurance,
alongside dedicated media campaigns have paid substantial dividends.
June 2011, MIB's contact centre has taken calls from 160,000 vehicle keepers who
wished to discuss their options and almost two million insured vehicles have been
added to the Motor Insurance Database (MID), many as a result of the CIE process
which prompts uninsured keepers to comply with the law and purchase insurance.
CIE continues to contribute to the accuracy and completeness of the MID by ensuring
any errors are identified and corrected quickly by insurance providers to minimise
unnecessary inconvenience to compliant keepers.
In three and a half years,
CIE has proved itself to be a highly effective way of alerting motorists to the
repercussions of driving uninsured as well as a great leveller. We've sent IALs
to motorists from all walks of life from bin collectors to baronesses,
farm hands to premiership footballers and everyone in between. No-one is above
is Continuous Insurance Enforcement (CIE)?
is the process to manage and enforce The Motor Vehicles (Insurance Requirements)
Regulations 2011. Under the CIE system, MIB and the DVLA are working in partnership
to identify uninsured vehicles by comparing DVLA vehicle records against those
held on the Motor Insurance Database (MID).
What is an Insurance
Advisory Letter (IAL)?
registered keeper will be sent an IAL telling them that their vehicle appears
to be uninsured and warning them that they will be fined unless they take action.
If the keeper fails to comply with the advice set out in the letter they will
face a fixed penalty notice of £100, their vehicle being clamped, seized
and disposed of and a court prosecution with a maximum fine of £1,000. These
insurance enforcement measures are in addition to the powers the police already
have to seize an uninsured vehicle and fine the driver.
the insurance status of your car on the MID website
You can make a check
of your car's insurance status on the MID database using an online form on
the MID website. Their form allows you to do a free check to ensure your own vehicle
is on the Motor Insurance Database (MID). If you need to check whether someone
elses vehicle is insured in the event of an accident the MID website advises
you to visit the "askMID
"Other Vehicle" Look-up facility.
Be aware of the delay
in updating the MID database when you renew your insurance close to the expiry
of cover of date
If you have a new policy or have recently made any changes
to it, please note that the MID is not instantly updated with your policy record
and may take a few days before being recorded on the MID.
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leading group for MG V8 enthusiasts at www.v8register.net|