Continuous insurance enforcement is coming in early in 2011

See our earlier news item in August 2008 on the requirement to insure vehicles which are not covered by a current SORN. More

Unfortunately the date when this measure will start has not yet been clarified.

ASKMID - see our note. More

ASKMID website

Checking on the DVLA and insurance status of your classic MG - see our gateway webpage with useful links. More

Posted: 10.12.10
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Stay insured: new penalties for vehicles without motor insurance
From early 2011 a new scheme is being introduced to make sure that all vehicles stay insured or a Statutory Off Road Notification (SORN) is made. The Driver and Vehicle Licensing Agency (DVLA) and the Motor Insurers’ Bureau (MIB) are working together to reduce the number of uninsured drivers.

The fight against uninsured vehicles
Latest public estimates are that around 1.5 million of all UK motorists drive uninsured. These drivers cost the UK about £500 million annually, which adds up to an average cost of an extra £30 per car insurance policy.

The police already seize about 500 uninsured vehicles every day. To help combat uninsured driving even further, when the new law is introduced it will result in:
o fines
o prosecutions
o clamping of uninsured vehicles that have not declared Statutory Off Road Notification (SORN)
Records held by DVLA will be compared with those on the Motor Insurance Database (MID).From early 2011, if it appears from the database comparison that a vehicle has no insurance or no SORN, a letter will be sent to the registered keeper.

If the keeper takes no action, the keeper faces:

o a fixed penalty fine of £100
o court prosecution and be fined up to £1,000
o having the vehicle clamped, seized and destroyed
The material above is from the Directgov website. More
Continuous Insurance Enforcement Chris Hunt Cooke reports Continuous Insurance Enforcement was provided for in the Road Safety Act 2006 but has not previously been implemented. This was noted in a V8 Website report in August 2008. It is now planned to introduce this early in 2011 - see the Directgov website for more information.

This will be somewhat like Continuous Licensing which was introduced in 2004, so every vehicle registered with the DVLA will have to be insured for road use, unless a Statutory Off Road Notification (SORN) has been sent to the DVLA. The DVLA database and the Motor Insurers Database will be compared, and any registered keepers of vehicles that are neither insured not SORNed will get a letter seeking clarification. The keeper therefore will have the opportunity to get insurance, declare SORN or find out why his insurers have failed to update MID if insurance had been taken out and get that put right. If he fails to do that, he will be sent a £100 fixed penalty notice, and if that is not paid, then he will be given a summons. The offence does not carry penalty points.

Owners with standard classic car insurance which provides cover for road use all year round should not be affected at all. There might be a timing problem for anyone who insured their car only during the summer, if they cancelled the insurance for the winter while the road tax was still current. They would need to declare a SORN at the same time to avoid a timing mismatch.

The Motor Insurers Database can be checked online to ensure that your car is correctly recorded at
V8 Register - MG Car Club - the leading group for MG V8 enthusiasts at